Health Insurance

The cheapest health insurance you can get is most likely through your work or a college you are attending.  College insurance can be super cheap.  The bigger the company you work for, the better the odds they have a good deal with an insurance company…

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Home Owners Insurance

Call around for home owners insurance every time your policy renews. Call all of the major agencies, plus local agents that will find rates from several less known companies…

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Gardening

Gardening – If you have a green thumb plant some fruit trees and/or some veggies. Warning! This can quickly cost more than buying fruits and veggies at the store if you are not so good at it…

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Parks

If you need to get out of the house, head to a park or hike and bike trail for a free way to have fun and improve your health at the same time. For a list of parks near your, visit your local parks and recreation website…

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Utilities

There are many ways you can reduce your utility bills. Insulate your water heater, windows, doors, and outlets. Seal edges of outlets with caulk. Recycle rain water. Recycle containers like butter tubs and glass jars by using them to store leftovers. Use filler objects in toilet tanks so they use less water. Purchase an air…

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Vehicles

Vehicle Purchases – Here is how to shop for a car: Step 1. Find the type of car you want to buy days in advance. See if your state has any rebate programs for an energy efficient vehicle. If you live in Texas and have a car more than 10 years old, you may qualify…

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Veterinary

Try finding low cost vet services in your area. In Austin, Emancipet will spay or neuter you pet for free if you live in a certain area. They also provide many other services. Their web address is www.emancipet.org. There is a no interest credit card available to help you pay for veterinary expenses. It is…

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Weight

If you maintain a healthy weight you will spend less on food and medical expenses…

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YMCA

If you have a family then you need to have a YMCA. At many YMCAs, the membership includes discounts on children’s and adult sports, free childcare while you workout, 12 free hours of childcare a year while you go wherever you want, 4 free hours of childcare one Friday night a month so you a…

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