Category Archives: Money Saving Tips and Tricks

Learn how to follow a budget early in life. Your budget must include a reasonable allowance for you and your spouse. At a minimum, this allowance should give you enough money to drive to work every day. Preferably, it will give you more than that. Each paycheck, pay your spouse and yourself an equal allowance…

Cable and Internet packages – Call over and over again until you get someone who gives you a good deal. They can all give you a good deal, they just don’t want to. This applies to most things that are sold. Switch frequently – Switch providers often enough to stay on an introductory offer or come…

Call around and shop the internet for car insurance every time your policy renews. Call all of the major agencies, then call local agents not affiliated with any particular company that will compare rates for you from several lesser known companies. Sometimes it is cheaper to bundle with home insurance and sometimes its not.  Be…

Church is a great place to be for all ages, and it is cheap! If you want your kids involved in something that is not 75+ dollars a month, church is the place to be! Many churches have great youth programs and sunday school classes, free informal classes, free children’s and adult choirs, free childcare…

There are many places that have free or cheap used stuff. People give away free stuff and cheap stuff on Craigslist all the time. Craigslist is also good for selling things you no longer need, finding local garage sales, and finding jobs. However, Indeed has became a much better tool for job searches. Freecycle is a community of people that…

Save money on credit cards by NOT USING THEM. Credit cards that give you free range to swipe them for whatever you want are B – A – D. Credit card companies are not being generous when they offer an “introductory no interest period”. They know the average sucker will swipe away, raising their balance…

Dental problems can be both painful and unaffordable. If you are uninsured try finding a free dental van in your area. For example, Austin has the St. David’s dental program. St. David’s provides free dental care to uninsured texans who attend certain schools, who are patients of certain clinics, or who are musicians. There is a…

Clinic vs. Regular Doctor’s Office If you can’t afford health insurance, find a clinic near you. They often provide services to the uninsured at low prices. They also can often refer you to other resources. For example, Peoples Community Clinic in Austin partners with St. David’s to provide free dental care to their uninsured patients. Minor…

Pack your lunch. Also, cook your own breakfast and eat dinner at home. There is no reason to eat out all the time. It will also be much easier for you to maintain a healthy weight by eating at home.  It may be cheaper for the kids to buy a school lunch than to pack…

Cut your kids hair. All you need to get started are some scissors and/or some clippers…